The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | Town of Lonaconing | Allegany | 350 |
| 2. | Franklin Census Designated Place | Allegany | 324 |
| 3. | McCoole Census Designated Place | Allegany | 301 |
| 4. | Town of Kitzmiller | Garrett | 294 |
| 5. | Town of Midland | Allegany | 291 |
| 6. | Carlos Census Designated Place | Allegany | 271 |
| 7. | Moscow Census Designated Place | Allegany | 270 |
| 8. | Town of Westernport | Allegany | 269 |
| 9. | Shaft Census Designated Place | Allegany | 268 |
| 10. | Allen Census Designated Place | Wicomico | 267 |
| 11. | Vale Summit Census Designated Place | Allegany | 263 |
| 12. | Town of Hebron | Wicomico | 261 |
| 13. | Midlothian Census Designated Place | Allegany | 258 |
| 14. | Eckhart Mines Census Designated Place | Allegany | 255 |
| 15. | Potomac Heights Census Designated Place | Charles | 253 |
| 16. | Town of Barton | Allegany | 252 |
| 17. | Bowling Green Census Designated Place | Allegany | 251 |
| 18. | Long Beach Census Designated Place | Calvert | 249 |
| 19. | Mount Savage Census Designated Place | Allegany | 248 |
| 20. | Town of Queenstown | Queen Anne's | 239 |
