The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | Town of Oxford | Talbot | 38 |
| 2. | City of Mount Rainier | Prince George's | 43 |
| 3. | Derwood Census Designated Place | Montgomery | 45 |
| 4. | Aquasco Census Designated Place | Prince George's | 47 |
| 5. | Town of Saint Michaels | Talbot | 48 |
| 6. | Town of Somerset | Montgomery | 49 |
| 7. | Kennedyville Census Designated Place | Kent | 49 |
| 8. | Town of Chestertown | Kent | 50 |
| 9. | Town of Ocean City | Worcester | 50 |
| 10. | White Oak Census Designated Place | Montgomery | 51 |
| 11. | City of Takoma Park | Montgomery | 52 |
| 12. | Chesapeake Landing Census Designated Place | Kent | 52 |
| 13. | City of College Park | Prince George's | 52 |
| 14. | Perryman Census Designated Place | Harford | 53 |
| 15. | Pecktonville Census Designated Place | Washington | 55 |
| 16. | Town of Bladensburg | Prince George's | 55 |
| 17. | Danville Census Designated Place | Allegany | 56 |
| 18. | Silver Spring Census Designated Place | Montgomery | 56 |
| 19. | Spencerville Census Designated Place | Montgomery | 57 |
| 20. | Tilghman Island Census Designated Place | Talbot | 58 |