The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | Town of Chevy Chase Village | Montgomery | 73 |
| 2. | City of Takoma Park | Montgomery | 86 |
| 3. | Town of Chevy Chase | Montgomery | 88 |
| 4. | Friendship Heights Village Census Designated Place | Montgomery | 91 |
| 5. | Silver Spring Census Designated Place | Montgomery | 91 |
| 6. | Town of Oxford | Talbot | 93 |
| 7. | Derwood Census Designated Place | Montgomery | 93 |
| 8. | Town of Princess Anne | Somerset | 94 |
| 9. | Town of Ocean City | Worcester | 95 |
| 10. | Village of Chevy Chase Section Five | Montgomery | 96 |
| 11. | Town of Saint Michaels | Talbot | 97 |
| 12. | Town of Somerset | Montgomery | 98 |
| 13. | City of Mount Rainier | Prince George's | 99 |
| 14. | Mount Vernon Census Designated Place | Somerset | 99 |
| 15. | Bethesda Census Designated Place | Montgomery | 99 |
| 16. | Travilah Census Designated Place | Montgomery | 100 |
| 17. | Village of Chevy Chase Section Three | Montgomery | 102 |
| 18. | Cockeysville Census Designated Place | Baltimore | 103 |
| 19. | Town of Bladensburg | Prince George's | 104 |
| 20. | Village of Martin's Additions | Montgomery | 105 |
