White Oak, MD Profile: Facts & Data

The White Oak CDP⁽¹⁾ had a population of 17,294 as of July 1, 2021. White Oak ranks in the upper quartile for Population Density and Diversity Index when compared to the other cities, towns and Census Designated Places (CDPs) in Maryland. See peer rankings below.

The primary coordinate point for White Oak is located at latitude 39.0398 and longitude -76.993 in Montgomery County. The formal boundaries for the White Oak Census Designated Place encompass a land area of 3.78 sq. miles and a water area of 0 sq. miles. Montgomery County is in the Eastern time zone (GMT -5). The elevation is 387 feet.

The White Oak Census Designated Place has a U1 Census Class Code which indicates a census designated place with an official federally recognized name. It also has a Functional Status Code of "S" which identifies a statistical entity.

The White Oak Census Designated Place is located within District 5, a minor civil division (MCD) of Montgomery County.

A Census Designated Place (CDP) is a statistical counterpart to a self-governing (incorporated) place such as a city, town, or village. A CDP is not a legal entity and has no governmental functions.

White Oak, MD Data & Demographics (As of July 1, 2021)

POPULATION
Total Population	17,294 (100%)
Population in Households	17,260 (99.8%)
Population in Families	13,662 (79.0%)
Population in Group Quarters¹	34 ( 0.2%)
Population Density	4,574
Diversity Index²	79


INCOME
Median Household Income	$75,657
Average Household Income	$97,626
% of Income for Mortgage⁴	24%
Per Capita Income	$36,163
Wealth Index⁵	107

HOUSING
Total HU (Housing Units)	6,913 (100%)
Owner Occupied HU	2,290 (33.1%)
Renter Occupied HU	4,106 (59.4%)
Vacant Housing Units	517 ( 7.5%)
Median Home Value	$432,775
Average Home Value	$460,683
Housing Affordability Index³	100

HOUSEHOLDS
Total Households	6,396
Average Household Size	2.7
Family Households	4,133
Average Family Size	3

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.

White Oak, MD - Peer Comparisons by Rank and Percentile

The table below compares White Oak to the other 518 incorporated cities, towns and CDPs in Maryland by rank and percentile using July 1, 2021 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2010-2021	2021-2026
Population	-0.06%	0.07%
Households	-0.17%	-0.07%
Families	-0.2%	-0.03%
Median Household Income		0.73%
Per Capita Income		1.77%
Owner Occupied HU		0.33%

Variable Description	Rank	Percentile
Total Population	# 78	85th
Population Density	# 64	88th
Median Household Income	# 304	42nd
Housing Affordability Index	# 81	16th
Per Capita Income	# 285	45th
Diversity Index	# 38	93rd

White Oak, MD Profile: Facts & Data

White Oak, Maryland - Basic Facts

White Oak, MD Data & Demographics (As of July 1, 2021)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

White Oak, MD - Peer Comparisons by Rank and Percentile

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