Cumberland, MD Profile: Facts & Data

Cumberland, Maryland - Basic Facts

The City of Cumberland had a population of 18,685 as of July 1, 2025.

The primary coordinate point for Cumberland is located at latitude 39.6529 and longitude -78.7625 in Allegany County. The formal boundaries for the City of Cumberland encompass a land area of 10.05 sq. miles and a water area of 0.07 sq. miles. Allegany County is in the Eastern time zone (GMT -5).

The City of Cumberland has a C1 Census Class Code which indicates an active incorporated place that does not serve as a county subdivision equivalent. It also has a Functional Status Code of "A" which identifies an active government providing primary general-purpose functions.

The City of Cumberland is located within District 14, Cumberland, a minor civil division (MCD) of Allegany County.

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Cumberland, MD Data & Demographics (As of July 1, 2025)

POPULATION
Total Population	18,685 (100%)
Population in Households	18,042 (96.6%)
Population in Families	12,725 (68.1%)
Population in Group Quarters¹	643 ( 3.4%)
Population Density	1,844
Diversity Index²	33


INCOME
Median Household Income	$46,669
Average Household Income	$66,127
% of Income for Mortgage⁴	18%
Per Capita Income	$30,320
Wealth Index⁵	47
Socioeconomic Status Index⁶	Low (44.1)

HOUSING
Total HU (Housing Units)	10,779 (100%)
Owner Occupied HU	4,998 (46.4%)
Renter Occupied HU	3,556 (33.0%)
Vacant Housing Units	2,225 (20.6%)
Median Home Value	$137,169
Average Home Value	$217,143
Housing Affordability Index³	120

HOUSEHOLDS
Total Households	8,554
Average Household Size	2.11
Family Households	4,325
Average Family Size	3.00

HOUSING

Total HU (Housing Units)

10,779 (100%)

Owner Occupied HU

4,998 (46.4%)

Renter Occupied HU

3,556 (33.0%)

Vacant Housing Units

2,225 (20.6%)

Median Home Value

$137,169

Average Home Value

$217,143

Housing Affordability Index³

120

HOUSEHOLDS

Total Households

8,554

Average Household Size

2.11

Family Households

4,325

Average Family Size

3.00

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

GROWTH RATE / YEAR	2020-2025	2025-2030
Population	-0.39%	-0.43%
Households	-0.21%	-0.16%
Families		-0.23%
Median Household Income		1.10%
Per Capita Income		1.51%
Owner Occupied HU		0.66%

GROWTH RATE / YEAR

2020-2025

2025-2030

Population

-0.39%

-0.43%

Households

-0.21%

-0.16%

Families

-0.23%

Median Household Income

1.10%

Per Capita Income

1.51%

Owner Occupied HU

0.66%

Cumberland, MD - Peer Comparisons by Rank and Percentile

The table below compares Cumberland to the other 536 incorporated cities, towns and CDPs in Maryland by rank and percentile using July 1, 2025 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description	Rank	Percentile
Total Population	# 75	86th
Population Density	# 214	60th
Median Household Income	# 525	2nd
Housing Affordability Index	# 497	93rd
Per Capita Income	# 487	9th
Diversity Index	# 389	28th

Variable Description

Rank

Percentile

Total Population

# 75

86th

Population Density

# 214

60th

Median Household Income

# 525

2nd

Housing Affordability Index

# 497

93rd

Per Capita Income

# 487

9th

Diversity Index

# 389

28th

Maryland Census Data Comparison Tool

Cumberland, MD Profile: Facts & Data

Cumberland, Maryland - Basic Facts

Cumberland, MD Data & Demographics (As of July 1, 2025)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Cumberland, MD - Peer Comparisons by Rank and Percentile

Cumberland, MD - Most Popular Things to Do

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